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Employee Health & Benefits

With health and employee benefits insurance, employers can offer healthcare, vision and dental, and life insurance, plus retirement plans (i.e., 401(k), etc.). It’s a budget-friendly way to support employees’ wellbeing, retain new talent, and save money on company taxes.

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Who is Employee Health and Benefits for?

It might seem like a daunting task to make employees happy or attract new talent to your company. But health and employees benefit insurance makes it more effortless than many think. This coverage provides employees with healthcare, vision and dental coverage, and life insurance, plus retirement plans i.e. 401(k).

The great news is that buying this coverage type as a group is typically far less expensive than acquiring it individually. Additionally, offering such beneficial policies helps save you money on taxes, maintains compliance with the HIPPA Administration, and can ease the stress of managing complicated records. It doesn’t matter if you’re launching a health and benefits program for the first time or not happy with your current broker or PEO, we can help if you’re:

Launching for the first time

For younger companies, offering an Employee Benefits plan can act as a means to attract talent. We work with early-stage startups and understand how crucial it is to build a talented team and build out. Having a health & benefits program in place gives candidates peace of mind to apply.

Considering a PEO

Depending on your situation, a PEO might be the best option for you. Some companies like to outsource operations such as Payroll and HR support until it’s fiscally responsible to hire in-house to manage these tasks. We have direct relationships with PEOs across the country and will find the best match for your business.

Outgrowing a PEO

Companies quickly outgrow their PEO, whereby it does not make sense to pay exorbitant fees on a per-employee basis anymore. For quickly growing companies, it can act as an employee retention tool, as it shows investment into the company personnel.

Why you need Employee Health & Benefits

Summary

Employers attract and retain top talent by offering excellent employee benefits — but there’s more to it than that. Study after study pointed out that happy employees are more productive and remain more loyal when employers provide great employee benefits. Healthcare and benefits are available in many forms and affordable for small and large businesses alike.

Good plan over more money
88%

Over 88% of employees would consider a lower-paying job over a high-paying job if it had better health, vision, and dental insurance

Wellness perks
30%

Both men and women — 30% of the workforce — desire the wellness perks that an excellent healthcare plan provides, including fitness class, flexible hours, etc.

Employee productivity
12%

Happy employees are well-known to be more productive , completing 12% more work than unhappy employees. Companies with better benefits enjoy higher output.

Our Health & Benefits Capabilities

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Health Insurance

Vision & Detal

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401(k)

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Life Insurance

Founder Shield Health & Benefits Features

Benefits Management System including integrated payroll and online 24/7 helpdesk for staff
Online client enrollment change and termination portal
Consumerism experts with the ability to maximize tax subsidies for employers and employees navigating
Federal, State and local exchanges
Quarterly Benefits review and Benchmarking
Payroll deduction report by employee
Maintains electronic Life Insurance and 401k Plan Beneficiary Records
Complete COBRA Admin - Notification, billing and collection
Compliance/Human Resource Experts & HIPPA Administration
Average experience of our service people is 10+ years focus on employers with 25+ employee

Health & Benefits FAQs

The short answer is that there is no set price, and that’s the beauty of it. Depending on your company size, location, and insurance product you elect to use, your price can vary tremendously. For example, in California, age is the main determining factor, whereas in New York, the age of your employees does not impact rates.

PEOs charge on a “per employee” basis, making this option very competitive. However, when you add in monthly fees, your bill can stack up quickly. We offer competitive options against PEOs.

Many factors determine different price points in comparing plans. This can include, but is not limited to, carrier network, overall deductible, location, etc.

If you are located in New York, we can turn around quotes in 24 hours. For all other states, we typically turn around quotes in 3 to 5 business days.

Typically, companies need 6-8 weeks to complete this process. This also accounts for giving your employees enough time to evaluate their options and choose the right plan for them.

How it works

Finding insurance coverage doesn’t have to be painful. We aim to make the purchasing experience as streamlined & intuitive as possible.

1
Get a quote

Use our custom built online portal to get quotes fast. We automate clerical tasks that plague the traditional insurance brokerages, giving us more time to be responsive and alert to your company’s needs.

1
Get a quote

Use our custom built online portal to get quotes fast. We automate clerical tasks that plague the traditional insurance brokerages, giving us more time to be responsive and alert to your company’s needs.

2
Pair with a specialist

No two organizations are the same. Our team of coverage experts partners with your team to engineer your risk management strategy, together. We take the time to understand the intricacies of your company to get you the best possible coverage.

2
Pair with a specialist

No two organizations are the same. Our team of coverage experts partners with your team to engineer your risk management strategy, together. We take the time to understand the intricacies of your company to get you the best possible coverage.

3
Stay one step ahead

To do better, you need to know better. With changing political, technological, legal and economic landscapes, staying ahead of the curve is critical.

Our in-house team is tapped into the latest developments of your industry, proactively ensuring you’re covered.

3
Stay one step ahead

To do better, you need to know better. With changing political, technological, legal and economic landscapes, staying ahead of the curve is critical.

Our in-house team is tapped into the latest developments of your industry, proactively ensuring you’re covered.

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